Life    Pensions    Investments    Captives

• Technical provisions
• Premiums
• Reinsurance
• Establishment of new captives
• Financial modelling
• Investment policy

• Independent actuarial review of technical provisions.
• Based on an analysis of the captive's past claims experience.
• The review covers the adequacy of technical provisions, including provisions made for incurred but not reported claims (IBNR) and unexpired risks (URR).

• The assessment of premium rates, including the level of provision that should be made for operational and underwriting expenses.

• Advice on appropriate reinsurance arrangements and the level of retention that the captive should maintain.

• Assistance with the establishment of new captive insurance companies, and changes to the authorisation of existing companies, including the preparation of business plans.

• Financial modelling, including stochastic modelling.
• Assessment of the level of capital needed by the captive.

• Advice on investment strategies and the nature of investments, including the choice of investment manager where investment management is outsourced.