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Pensions *
 

Life    Pensions    Investments    Captives

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Couple On The Beach

 

 

 

Our pensions consulting services to clients include:

Scheme design

  • Advice on the design of defined contribution (DC) pension arrangements, including occupational defined contribution, group personal pension, stakeholder pension and additional voluntary contribution (AVC) arrangements.
  • Advice on contribution levels, including matching contributions and age-related contributions.
  • Default investment strategies.
  • Lifestyle strategies.
  • Income drawdown and annuity purchase arrangements.
  • Life assurance and disability arrangements.
  • Unapproved arrangements (FURBS and UURBS) for senior executives.
  • Advice on legal and tax structure, including, where there is an existing defined benefit scheme, whether to set up a new DC scheme or a new DC section within the existing scheme.

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Choice of administrator

  • Advice and assistance in the choice of scheme administrator.
  • Pros and cons of in-house versus outsourced administration.
  • Pros and cons of bundled versus unbundled administration.

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Investment strategies and ALM

  • Advice on investment strategies and the nature of investments, including the choice of investment manager or insurer, where investment management is outsourced.
  • Asset liability management.

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Pensions accounting and funding standards

  • Advice on pensions accounting and funding standards, including FRS17 and the replacement to MFR.
  • Advice on the desirability of changes to investment strategy in the light of new pensions accounting and funding standards.

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Communications

  • Assistance with the production of member communications.
  • Statutory illustrations for DC schemes.

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Trustee

  • Acting as a professional trustee.

 

 

 

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